It is good to remember that drivers in traffic can watch you instead of traffic lights. So if you are in the far right lane and jump to turn to left it can mean to other drivers that traffic lights changed to "green go".

Now I understood that there were separate lights for turn left and proceed straight forward. If turn left were green and proceed forward were red then there would had been some fault in the car crashing on you. However you would had still been guilty for turning to left from far right lane. I don't know whose fault it would had been in Finland. That is actually very interesting to say whose fault it was.

The accident would had never happened if you did not do it wrong or if the car did not do it wrong. So it looks like 50/50 fault like they do in China. But since the car could had avoided the accident if he followed the traffic rules I could give more fault to the car. However if you never broke the rules the car which broke rules would had not crashed on you. But you both broke rules and the car crashed on you so I think I understand the philosophy behind car being guilty. He as a bigger vehicle should had watched better to not crash on small vehicle.

That is fine rule to blame bigger vehicles since they can easily be more fatal and ignorant. So they need more responsibility and hence must take more blame.

I say it was 25% you and 75% car.

TIC TIC.

(And I think it would be best to travel by big buss while wearing motorcycle helmet in China.)