Quote Originally Posted by modron View Post
i know thats probably too much to ask in China but is there an option to insure your bike against theft?
Harley-Davidson (Shanghai) has arranged some type of group/commercial policy that can cover theft, but it is only available to HOG members and only in Shanghai. Beijing apparently does not have it. Nor, apparently, have Beijing Harley owners been able to find it elsewhere.

For other makes of bikes in China, I have personally not heard of it, and often been told that it is not available (from the infamous "counter people" at insurance offices). I have only used PICC, so my experience is limited to them.

With respect to increased 3rd party liability insurance, during one bike's renewal, the counter-person offered an unsolicited upgrade at a reasonable price. I jumped at the opportunity but, unfortunately, couldn't complete the transaction because I had not brought my passport that day. When I came back the next day, passport in hand, I was told that no such thing existed for motorcycles and I must be mistaken about my prior day's experience.

I guess it depends on whether you are in the right place at the right time. But, then again, I wonder what would happen if you actually purchased some "unavailable" upgrade, and then needed it. I have a hunch that it would not be honored.