ChinaV - multiple beverages is definitely a great idea! Love to hear about your recent USA experience.

I think a few bikers from Beijing may travel down from what I've heard (hey Andy - you interested?).

Re banks and biking ... I looked over Harley's financial statements recently and noticed that its financing arm is showing strong growth - as are its accessories sales. Seems like Harley has taken a page out of General Motors' (GMAC) and Ford's (FMC Credit) playbook.

But its bike sales are way, way down. I've also heard that Harleys are being deeply discounted and 2nd hand bikes are really taking a hit in North America. One analyst's report attributes it to not only the financial crisis, but also the fact that the prime sales demographic is simply getting older ... e.g., like me!



Interestingly, sales figures of protective gear are way up. Obviously, the sense of youthful invincibility is being pushed aside by the reality of frail bones and slower reactions and hospital costs. We baby boomers are just getting older - no stopping it.

Rule # 1 - know thy customer!