Slabo,
You are handling this crash very well. I would agree that there is fault to share between you and the young lady.

Two questions:
Why do you keep mentioning that you were wearing a full face helmet? Are you implying that it obstructs your vision?

Why were you riding in the bus lane? I assume it is a lane reserved for buses but I could be wrong. Most bus lanes around here are for buses to stop and load/unload passengers.