Quote Originally Posted by axa View Post
curious if anyone has collision on their DF?

i insured the DF it fully over the first year as i thought it might be worthy as i got used to driving a hardtail springer...
But now im not so sure if its worthy.

my agent says they would pay about what a "used" bike would be. thing is I doubt any one over there would ever find a listing for a used DF or the kbb value. and if they do it wouldnt be much.

dropping collision cuts my premiums for the year nearly in half.

what do you guys do.
That's interesting as Im insured through Progressive via USAA. And Progressive told me I could not get full coverage for the beast. Im OK with this because I figure that if I screw my bike up THAT bad then my body will also be screwed up even worse and I may even be dead so who cares about full coverage. OK for my truck and Jeep but don't need it for my bike really. Liability only works fine for me and it's cheap. Full coverage on a 2k bike isn't going to do me any good if Im dead or in a wheel chair LOL.