I spoke to a motorcycle dealership and he said he could help me get the insurance, he wanted me to send him a photograph of the 身份证 and 行驶证 and he would go to the insurance office and get the insurance.
It wasn't clear if he was intending to pretend he was the person on the 身份证 or not.

If all that's required is a photograph of the owners card for anyone to purchase, without pretending they are that person, I should be ok to insure it myself.